Ryan Smith, CFP®, MetLife Resources, Financial Planner, Newburyport, MA 01950 978-225-1553
RYAN J. SMITH, CFP®

Financial Services Representative
Helping You Plan For Your Future

 

Our team provides comprehensive financial solutions for families, non-profit institutions, and small businesses. To complement these services our advisor group brings decades of experience and a commitment to trust, honesty and personalized service to our valued client relationships.

 

For individuals and families, we help clients build, protect and transfer wealth. We design and execute plans that enable them to retire on their own terms, educate their children and manage financial risk. 

For our non-profit and small business clients, we offer an array of comprehensive and customized solutions to assist their efforts to recruit, retain and reward employees. 
 
A summary of our services include:
• Comprehensive Financial Planning
  -Financial Position, Investment, Tax, Retirement, Insurance and Estate Planning
• Wealth Management and Investment Advisory Services
• Retirement Income Strategies
• Charitable Giving Strategies
• Executive Nonqualified Deferred Compensation Plans
• Qualified Retirement Plans- 401(k), 403(b), 457(b), Pension and Profit Sharing Plans

 

I am licensed and registered to offer products and services in [CT, FL, MA, ME, NH]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Newsletters

Help an Inheritance Help You

When Americans were asked what they would do with a large inheritance, 48% said they would save it; only 8% said they would spend it on things they've always wanted. Could the Great Recession be changing attitudes about money? There are some options to consider for those who expect to receive, or have already received, an inheritance.

Disaster-Proof Your Finances

Homeowners insurance provides protection from fire and windstorm, which is one of the obvious reasons to carry insurance. Here are some steps to help you prepare for these events.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

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