Ryan Smith, CFP®, MetLife Resources, Financial Planner, Newburyport, MA 01950 978-225-1553
RYAN J. SMITH, CFP®

Financial Services Representative
Helping You Plan For Your Future

 

Our team provides comprehensive financial solutions for families, non-profit institutions, and small businesses. To complement these services our advisor group brings decades of experience and a commitment to trust, honesty and personalized service to our valued client relationships.

 

For individuals and families, we help clients build, protect and transfer wealth. We design and execute plans that enable them to retire on their own terms, educate their children and manage financial risk. 

For our non-profit and small business clients, we offer an array of comprehensive and customized solutions to assist their efforts to recruit, retain and reward employees. 
 
A summary of our services include:
• Comprehensive Financial Planning
  -Financial Position, Investment, Tax, Retirement, Insurance and Estate Planning
• Wealth Management and Investment Advisory Services
• Retirement Income Strategies
• Charitable Giving Strategies
• Executive Nonqualified Deferred Compensation Plans
• Qualified Retirement Plans- 401(k), 403(b), 457(b), Pension and Profit Sharing Plans

 

I am licensed and registered to offer products and services in [CT, FL, MA, ME, NH]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

Understanding the Appeal of Share Buybacks

The amount of money devoted to corporate stock buybacks surged throughout 2010 and 2011 as large companies sought ways to spend their cash stockpiles and reward shareholders. This article looks at how corporate buybacks work, why they have become more common in the current economic climate, and what they typically mean for investors.

ETFs for the Conservative Investor

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Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

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